Brown & Gessell Blog
Can I Negotiate My Own Personal Injury Settlement?
If you have been injured in a personal injury accident, it is possible to seek compensation in California without an attorney. While the state does not require you to have a personal injury lawyer in such cases, and you can legally accept an insurance payout, it is only recommended if you have suffered minor losses and injuries or have experience in handling your own legal matters. Just like installing a new roof without being a roofer, some things are best left to the professionals and experts. Negotiating with insurance companies can be a challenging process spanning several months. After this [...]
How Much Is My Commercial Truck Accident Case Worth?
Getting into any kind of accident is a scary situation. However, when you are involved in an accident with a commercial truck, the consequences can be dire. Because these types of trucks weigh so much more than the average passenger vehicle, even when they are not carrying a load, they can cause catastrophic injuries and death. Determining what your commercial truck accident case is worth will depend on various factors. Some of them will include the extent of your injuries and property damage, but it will go much further than that, especially if multiple parties are involved. According to the [...]
Understanding Uber’s $1 Million Insurance Policy
You may call an Uber because you need a ride to work when your car is in the shop or while visiting another city. Other times, you may be doing what you think is the smart and safe thing when you are out drinking. However, just because you call an Uber driver, it does not automatically guarantee that you will get to your destination safely. In fact, the driver may be abiding by the laws and driving with due diligence. However, another driver could crash into their vehicle, or your driver could be intoxicated. That is why it is important [...]
How To Pay Medical Bills After A Car Accident?
Accidents happen on California’s busy roadways every day. Some are minor, but others are major incidents. If you are hurt in a car accident that was not your fault, you may wonder who will pay those medical bills for your care. Nationwide, fatalities from car accidents are at a 16-year high. While you may be lucky to live through one, coping with the mounting medical bills resulting from an accident you did not cause can significantly impact your life. This is especially true if your injuries will keep you from going back to work for some time. However, it should [...]
Failure To Have Minimum Auto Liability Coverage – Ensure You Have Insurance!
In the late 1990’s, legislation was passed in California called the Personal Responsibility Act, what is commonly referred to as Proposition 213. This law is now established under Civil Code, Section 3333.4. Now, the bottom line is that you should always carry at least the minimum amount of liability insurance required in California. Liability insurance is the auto insurance that provides for payment to someone else when your negligence injures another while you are using your vehicle. In other words, it covers you if someone sues you. In California, the minimum liability insurance required is $15,000 per person and [...]
Insuring Against The Uninsured Driver
One of the most frustrating scenarios for a personal injury attorney is beginning a case for a client injured in an auto accident and finding out that the defendant driver has little or no liability insurance. Unfortunately, drivers with no insurance typically have no assets or other means to pay for the harm. While a car accident attorney can obtain a civil judgment for all of the damages caused, that judgment is only as good as the defendant’s ability to pay. In most cases, if the defendant files for bankruptcy, the civil judgment will be discharged or erased. This will [...]